Unclear Contractor Bids
Borrowers submit vague or unrealistic contractor bids that underwriters reject or delay.
Lenders
Give Your Renovation Loan Clients Confidence and Speed Up the Approval Process
Share Makeover Estimator with your borrowers. They can walk any property, create accurate, lender-ready renovation bids in minutes, and send them straight to you - properly formatted for underwriting.
The challenge
Renovation Loans Come with Real Challenges
You see these issues every week. Makeover Estimator was built to solve these exact issues.
Pricing Uncertainty
It can be difficult to know whether a bid is fairly priced or significantly inflated.
Missing Scope Items
Major items can be missing from the scope, especially roofs, siding, and exterior work.
Client-to-Contractor Miscommunication
What the client wants does not always match what the contractor actually quoted.
Loan Delays & Fallout Risk
Incomplete renovation details can increase the risk of loan fallout, delays, or post-closing problems.
Makeover Estimator helps standardize the scope, pricing, and project details before the file gets stuck.
For lenders
A Simpler, Smarter Way to Support Renovation Loans
Give your clients a powerful tool while gaining better visibility, documentation, and control.
Faster Client Estimates
Clients can create accurate, professional bids in minutes instead of waiting weeks for contractors.
Easy Client Sharing
Send one simple link so your borrower can walk the home and build the estimate on their own.
Lender-Ready Bids
Every estimate is built in a format that supports FHA, HUD, and Fannie Mae renovation workflows.
Borrower Confidence
Clients see real costs upfront, leading to stronger and more realistic loan applications.
Realtor Visibility
Monitor activity from clients and realtors using your shared links and dashboard views.
Market & Bid Review Tools
Use comps, after-renovation value, and bid analysis to evaluate project feasibility.
Start sharing estimator links with clients
Give borrowers a clearer way to build renovation estimates while you track activity from your dashboard.
Why partner
Why Lenders Partner with Makeover Estimator
Turn renovation loan challenges into a smoother, more predictable process.
Faster Loan Processing
Clients create properly formatted bids in minutes instead of waiting weeks for contractors.
Better Quality Applications
Borrowers submit realistic, lender-ready estimates with clear scope and pricing.
Reduced Risk
Know exactly what's included, what's missing, and whether the bid is ready before approving the loan.
Improved Client Experience
Give borrowers more confidence and transparency throughout the renovation loan process.
Realtor Collaboration
See activity when realtors use your links and help them generate better leads.
Independent Validation
Use bid review support when you need an unbiased second opinion on renovation costs.
Help clients build lender-ready renovation estimates faster.
Share Makeover Estimator with borrowers and track activity from your professional dashboard.
Partnerships
Grow With Us - Partnership Opportunities
We offer flexible ways to work together so you can easily provide value to your clients and realtor partners.
Bulk Estimator Credits
Purchase estimator credits in volume and gift them to borrowers, clients, or realtor partners.
Co-Branded Sharing Links
Share estimator links that include your branding and keep your business connected to the project.
Realtor & Client Dashboards
See activity from borrowers and realtor partners as they use your shared estimator links.
Volume Pricing on Bid Review
Get special rates when your team submits multiple contractor bids for review each month.
Ready to grow your renovation loan business?
Start with shared links or build a deeper partnership with bulk credits, dashboards, and bid review support.
Share links
Track activity
Support clients
Grow volume